The 1995-D Washington Quarter is worth anywhere from its face value of $25 cents in circulated condition to over $500 for high-grade specimens. While most found in pocket change are common, certain mint errors and pristine uncirculated versions can fetch a significant premium among dedicated coin collectors.

Condition	Estimated Value
Circulated (Average)	$0.25 – $0.35
About Uncirculated (AU50+)	$0.50 – $1.00
Mint State (MS63 – MS65)	$2.00 – $15.00
High Mint State (MS67+)	$50 – $500+

History and Specifications of the 1995-D Washington Quarter

If you just pulled a 1995 Washington Quarter with a small “D” next to the ponytail out of your wallet, you are holding a piece of American history from the Denver Mint. In the mid-90s, the United States Mint was producing billions of coins to keep up with the demands of a booming economy. If you aren’t sure what you’re looking at, using a top coin identifier app can help you distinguish between different mint marks and conditions instantly.

The 1995-D quarter features the classic George Washington portrait designed by John Flanagan. It is composed of a copper core with an outer layer of 75% copper and 25% nickel. Unlike older quarters from before 1965, this coin contains no silver. Because so many were made—over 1 billion in Denver alone—the vast majority of these coins remain at face value.

However, for those using CoinKnow to track their collection, the value lies in the “Gem” grades. Collectors look for coins that haven’t been scratched by the rough-and-tumble environment of a cash register. Even though it is a “clad” coin, a flawless 1995-D is a rare find in the wild.

Determining the 1995-D Washington Quarter Value by Grade

The grading of a coin is the most important factor in determining its market price. Most people find “circulated” coins, which show wear on Washington’s hair and the eagle’s breast feathers. You can find detailed 1995 quarter value information to help you categorize your find before trying to sell it.

In professional numismatics, we use a 70-point scale. A grade of MS60 (Mint State) means the coin has never been used as money, while MS67 or MS68 represents a coin that is nearly perfect. For the 1995-D Denver strike, the population of high-grade coins is relatively small, which drives the price up for registry set collectors.

Grade (PCGS/NGC)	1995-D Value	1995-P Value
MS63	$2	$2
MS65	$12	$10
MS67	$45	$80
MS68	$550+	$1,200+

Rare 1995-D Quarter Errors to Look For

Error coins are the “lottery tickets” of the pocket change world. If your 1995-D quarter looks strange, it might be worth hundreds of dollars. Common errors for this year include off-center strikes, where the coin image is not centered on the circular metal blank. If you’re using CoinKnow, you can often compare your coin to known error photos to see if you have a winner.

Another popular error is the “die crack.” As the heavy machinery at the Denver Mint wears down, the steel dies can crack, leaving a raised line of metal on the coin’s surface. While small cracks don’t add much value, large “CUD” errors (where a piece of the die actually falls off) can make a 1995-D quarter very valuable to specialists.

You should also keep an eye out for “double dies.” Although no major doubled die varieties are currently famous for the 1995-D, minor doubling on the letters or date can still catch the eye of a collector. Always use a magnifying glass to check the “In God We Trust” and the “1995” date for any ghost-like double images.

Comparing 1995-D vs 1995-P Quarters

Many people ask if the “D” (Denver) or “P” (Philadelphia) mint is better. In 1995, the Philadelphia mint produced 1,007,622,000 quarters, while Denver produced 1,100,216,941. Because both mintages were so high, there is no major “rarity” difference between the two for average coins. However, the current price data for 1995-P quarters suggests that Philadelphia coins in top-tier MS68 grades can actually be more expensive than Denver ones.

This is because Philadelphia coins from the 90s often suffered from more “bag marks” (scratches from coins hitting each other in large bags). Finding a 1995-P without a single scratch is harder than finding a 1995-D in the same condition. This subtle difference is why professional grading is so essential for modern coins.

Unless your coin is in “brilliant uncirculated” condition—meaning it looks like it just came out of a fresh bank roll—it is likely only worth the $0.25 face value. But if you have a roll that has been sitting in a drawer since 1995, you might want to crack it open and check for those pristine specimens!

How to Care for Your 1995 Washington Quarters

Once you identify a high-value coin using an app like CoinKnow, you must protect it. The copper-nickel composition can easily tarnish or “tone” if exposed to moisture or skin oils. Never clean your coins with soap, water, or polish. Cleaning a coin actually destroys its collector value and can turn a $100 coin into a $0.25 coin instantly.

Instead, handle your quarters by the edges. If you suspect you have a high-grade 1995-D, place it in a PVC-free plastic flip or a cardboard “2×2” holder. This prevents further scratches and preserves the original “mint luster”—that spinning light effect you see on a brand-new coin.

Storing your coins in a cool, dry place is also vital. Humidity can cause the nickel plating to develop spots. If you’re serious about the 1995-D Washington Quarter value, keeping them in an airtight container will ensure that if you ever decide to send them to a grading service like PCGS or NGC, they will receive the highest possible score.

Factor	Impact on Value
Luster	High (Shiny is better)
Scratches	Severe Negative
Mint Mark “D”	Average (Common)
Errors	High Increase

FAQs about the 1995-D Quarter

Q: Is there a 1995 silver quarter?

A: No, the 1995-D and 1995-P quarters are made of copper and nickel. However, the San Francisco Mint produced “Silver Proof” quarters for collectors that year. These carry an “S” mint mark and are 90% silver. If your 1995 quarter has a “D”, it is not silver.

Q: Why is my 1995-D quarter worth only 25 cents?

A: Because the government made over 1.1 billion of them! For a coin to be worth more than its face value, it usually needs to be rare, made of precious metal, or in “perfect” condition. Most 1995-D quarters have been used in vending machines and laundry mats, which wears them out.

Q: Where can I sell my 1995-D Washington Quarter?

A: If you have a high-grade or error coin, you can sell it at a local coin shop, on eBay, or through major auction houses like Heritage Auctions. For common circulated quarters, it is best to simply spend them or keep them as a memento of the year 1995.

Q: What is the most expensive 1995-D quarter ever sold?

A: The record for a 1995-D Washington Quarter is often held by coins graded MS68 by PCGS. These rare specimens have sold for over $500 at auction. Coins in this condition are extremely difficult to find because they must be free of almost any contact marks.