1995 Roosevelt Dime Coin Value: How Much Is It Worth?
Most 1995 Roosevelt dimes you pull from pocket change are worth face value — ten cents, no more. In mint state, a USA Coin Book guide estimate puts an MS65 Philadelphia or Denver piece at about $2.50.
The S clad proof sits around $10 in PR65, while the S silver proof guides at $21 in the same grade. Specific finishes, higher grades, and authenticated errors can push values well beyond those starting points.
Fast Way to Identify Your 1995 Roosevelt Dime
Snap a clear photo of both sides of your 1995 dime and upload them here. The identifier can help with preliminary identification — which mint struck it, whether it looks like a proof, and whether it might carry an obvious error.
It is not a substitute for professional authentication or exact grading, but it gives you a useful starting point before deciding on next steps.
1995 Roosevelt Dime Value
Upload both sides of your 1995 Roosevelt Dime.
Front Obverse
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Back Reverse
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Which 1995 Roosevelt Dime Versions Are Worth Money?
- 1995-P or 1995-D dimes in upper mint-state grades with fully separated torch bands can guide above face value.
- S clad proofs with clean mirrored fields and strong cameo contrast guide around $10 at PR65.
- S silver proofs — confirmed by weight or edge color — guide at roughly $21 in PR65; silver content adds a floor.
- Off-center strike on a curved-clipped planchet (1995-P): a compound error that sold for $79 in December 2020.
- Cent obverse / dime reverse mule: an extraordinary mismatched-die coin; one MS64 example sold for $57,500 in January 2010.
- Broadstrike errors expand the dime beyond normal diameter; an MS66 specimen brought $45 in July 2022.
Step 1: Identify Your 1995 Roosevelt Dime Mint Mark and Version
Start with the basics: confirm the 1995 date, Roosevelt's portrait on the obverse, and the torch-with-branches reverse. The mintmark sits on the obverse near the date — look for a P (Philadelphia), D (Denver), or S (San Francisco).
All business strikes and clad proofs use copper-nickel clad and weigh 2.27 grams. The silver proof is 90% silver and 10% copper, weighing 2.50 grams, with a diameter of about 17.9 mm for both types.
Here is the tricky part: both S proofs — clad and silver — carry the same S mintmark and the same design. The mintmark alone does not tell you which metal you have.
Check the edge color; a silver proof typically shows a uniform gray edge, while a clad coin may reveal a copper stripe. Weight on an accurate scale helps too.
If you still cannot tell, original government packaging or professional authentication is the way to go.
Step 2: Check Your 1995 Roosevelt Dime Grade
Focus on Roosevelt's cheek, jawline, and the hair detail just above the ear. These are the first areas to show friction on a circulated dime.
On the reverse, inspect the torch lines and the leaf detail on either side.
A coin with full original luster and no wear lands in Mint State territory. Do not confuse a weakly struck coin with a worn one — a weak strike still shows luster in the flat spots.
Cleaned coins, scratches, and corrosion all reduce the grade regardless of remaining detail.
For proof coins, the mirrored fields and frosted devices are part of the manufacturing finish, not a grade above Mint State. Cameo contrast is a separate designation describing how much frost sits on the raised design versus the reflective field.
Full Bands, a strike designation, requires both horizontal band pairs on the torch to show clean separation. Compare your coin to the reference image to see where your piece falls on the wear scale.
Step 3: Check 1995 Roosevelt Dime Value by Mint and Version
1995 Roosevelt Dime — P Business Strike
The 1995-P was struck at Philadelphia on copper-nickel clad planchets weighing 2.27 grams. Look for the small P mintmark on the obverse, to the right of the date.
In everyday circulation these are worth ten cents.
A USA Coin Book guide estimate places an MS65 example at about $2.50. Coins graded higher or carrying a Full Bands designation for sharp torch detail can command more.
Check your mintmark carefully — a worn or partially filled P can look ambiguous but does not indicate a special variety.
Range Grade
Price Auction Records Appraisal PO PO 1
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G 6
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Coin Identifier VG VG 8
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VG 10
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Coin Identifier F F 12
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F 15
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VF 25
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VF 30
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VF 35
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Coin Identifier XF XF 40
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XF 45
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Coin Identifier AU AU 50
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AU 53
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AU 55
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AU 58
Coin Identifier MS MS 60
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MS 61
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MS 62
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MS 63
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MS 64
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MS 65
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MS 66
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MS 67
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MS 68
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MS 69
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MS 70
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1995 Roosevelt Dime — D Business Strike
Denver's 1995-D dime shares the same copper-nickel clad composition and 2.27-gram weight as its Philadelphia counterpart. The D mintmark appears on the obverse near the date.
Guide value at MS65 is also around $2.50 per USA Coin Book. As with the P issue, Full Bands examples with both horizontal torch-band pairs cleanly separated are a step up from standard strikes.
These are common coins in circulated grades, so the premium only kicks in once you reach solidly uncirculated territory.
Range Grade
Price Auction Records Appraisal PO PO 1
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Coin Identifier FR FR 2
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Coin Identifier AG AG 3
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Coin Identifier G G 4
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G 6
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Coin Identifier VG VG 8
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VG 10
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Coin Identifier F F 12
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F 15
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Coin Identifier VF VF 20
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VF 25
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VF 30
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VF 35
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Coin Identifier XF XF 40
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XF 45
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Coin Identifier AU AU 50
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AU 53
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AU 55
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AU 58
Coin Identifier MS MS 60
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MS 61
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MS 62
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MS 63
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MS 64
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MS 65
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MS 66
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MS 67
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MS 68
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MS 69
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MS 70
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1995 Roosevelt Dime — S Clad Proof
San Francisco struck clad proof dimes on the same copper-nickel clad planchets used for business strikes, so weight is 2.27 grams. These were sold in annual proof sets, not released into circulation.
The guide estimate is about $10 at PR65 according to USA Coin Book. Intact mirrored fields, sharp device frosting, and no handling marks are what separate a strong proof from a mediocre one.
Remember: the S mintmark alone does not confirm whether you have a clad or silver proof. Check edge color for a copper stripe (clad) or uniform gray (silver), weigh the coin, or refer to the original packaging.
Coin Value Lookup is a good place to look up guides for other Roosevelt dime years if you are working through a collection or proof set.
Range Grade
Price Auction Records Appraisal PR PR 1
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PR 2
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PR 4
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PR 6
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PR 8
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PR 10
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PR 12
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PR 15
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PR 20
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PR 25
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PR 30
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PR 35
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PR 40
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PR 45
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PR 50
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PR 53
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PR 55
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PR 58
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PR 60
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PR 61
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PR 62
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PR 63
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PR 64
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PR 65
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PR 66
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PR 67
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PR 68
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PR 69
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PR 70
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1995 Roosevelt Dime — S Silver Proof
The 1995-S silver proof is composed of 90% silver and 10% copper, weighing 2.50 grams — slightly heavier than its clad sibling. It was part of the silver proof set reintroduced by the United States Mint in 1992.
USA Coin Book guides this coin at roughly $21 in PR65. The silver content provides a built-in floor that shifts with the metal market.
To confirm you actually have the silver version, weigh the coin on a precise scale or examine the edge for a uniform gray tone rather than the copper-colored band visible on clad issues. Original Mint packaging is the easiest confirmation.
Treat any uncertain piece as unconfirmed until you verify the metal.
Range Grade
Price Auction Records Appraisal PR PR 1
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PR 2
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PR 3
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PR 4
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PR 6
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PR 8
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PR 10
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PR 12
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PR 15
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PR 20
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PR 25
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PR 30
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PR 35
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PR 40
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PR 45
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PR 50
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PR 53
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PR 55
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PR 58
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PR 60
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PR 61
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PR 62
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PR 63
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PR 64
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PR 65
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PR 66
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PR 67
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PR 68
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PR 69
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PR 70
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1995 Roosevelt Dime Error List
1. 1995 Roosevelt Dime — Off-Center Strike on Curved-Clipped Planchet
This is a compound error: a 1995-P business strike that was both struck off center and punched from a curved-clipped planchet. You need to see two things at once — the curved clip where the blank was incompletely cut from the metal strip, and an unstruck crescent where the die did not fully cover the planchet.
The date and P mintmark should still be visible on the struck portion. If the coin is simply off center with no curved clip edge, or if a straight cut was made after striking, you are looking at a different category.
One NGC MS64 Full Bands example sold at Heritage Auctions for $79 in December 2020. That is a single recorded result, not a guaranteed market price for every off-center clipped 1995-P dime.
2. 1995 Roosevelt Dime — Cent Obverse / Dime Reverse Mule
This is one of the most dramatic United States Mint errors in modern coinage. A mule pairs two dies that were never intended to be used together — in this case, a Lincoln cent obverse with a Roosevelt dime torch reverse, struck on a dime-sized planchet.
You will see Lincoln's portrait and the date 1995 on one side and the familiar torch-and-branches reverse on the other. Roosevelt's portrait is completely absent.
Do not confuse this with a novelty coin glued together from two different denominations; a genuine mule is a single planchet struck by mismatched dies, and authentication is essential.
One NGC MS64 specimen sold through Heritage Auctions for $57,500 in January 2010. That price reflects an extraordinary rarity, not any kind of baseline for standard 1995 dimes.
3. 1995 Roosevelt Dime — Broadstrike
A broadstrike happens when the restraining collar fails to close around the planchet during striking. The result is a dime that spreads beyond its normal 17.9 mm diameter while keeping a complete central design — date, portrait, torch, everything is there, just on a wider, thinner disc.
Measure the diameter and look at the edge. A broadstruck dime will lack the reeded edge and feel noticeably different in hand.
Do not confuse it with post-mint damage where someone flattened a coin, or with a clipped planchet that is missing metal on one side. A Heritage Auctions listing shows an MS66 Full Bands specimen of the 1995-P broadstrike that sold for $45 in July 2022.
4. 1995 Roosevelt Dime — Doubled Die
Doubled die errors on 1995 dimes have been reported in collector reference lists. The doubling appears as consistent separation or notching on design elements — letters, date digits, or portrait features — visible under magnification when compared side by side with a normal strike.
The important word is consistent: genuine hub doubling repeats in the same direction and degree across affected elements. Machine doubling, by contrast, tends to look flat and shelf-like, often affecting only one side.
Reflections, lighting tricks, and post-mint impressions can also mimic doubling to the untrained eye.
No specific price range is adopted for this category. Value depends heavily on which die is involved, how visible the doubling is, and the coin's overall condition.
Professional authentication is the practical path if you believe your coin shows true design separation rather than mechanical artifacts.
